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Whether you're planning a major home renovation or a small project, there are lending options to help.
Get the funding you need with flexible repayment options and competitive interest rate
With competitive interest rates and a simple application process, you can get the funding you need to take an any project
Our mortgage refinancing options offer competitive rates and flexible repayment terms to suit your needs.
Homeezy's mortgage add-on option lets you access the equity in your home without changing your existing mortgage.
Financing your dream home is now easier than ever with Homeezy
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Start working on your home project with Homeezy
Collaborate with a professional to receive personalized guidance that fits your unique needs.
Experience a prompt and effortless home renovation journey, with smooth processing from the outset to the conclusion.
Achieve significant savings on your loan while securing a low interest rate right from the beginning
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We will provide you with a detailed project scope & budget estimate on how much it will cost you to complete your home project.
Adriana M.
The platform is also incredibly intuitive, which makes it easy to manage appointments, communicate with clients, and track my progress all in one place. And the fact that it's cloud-based means that I can access it from anywhere, which has been a huge help when I'm on the go.
Charles L.
As a contractor, I've used a lot of different tools and software to manage my business over the years, but Homeezy PRO is by far the best I've ever used. The platform is incredibly user-friendly and has helped me to get more clients and work in a much more organized and efficient way.
Marcus R.
I was able to keep track of all my projects in one place. This allowed me to focus on the work and ensure that everything was completed on time and to the highest standard.
Discover the ideal funding solution that caters to your unique requirements through our reliable leading associate, offering to finance for all kinds of projects.
There are several! The most obvious ones include:
In short, a home renovation loan affords you the opportunity to turn your property into your dream home.
There are several home renovation loans depending on the size of the renovation. If it’s a small project, it can be put on a credit card. While credit cards are easy to obtain, they usually come with high interest rates.
For a lower interest rate option, there is a HELOC or Home Equity Line of Credit Loan where you leverage the equity in your property to get a loan. This type of loan can be a good option if you’ve been paying your mortgage for several years, as the entire credit amount will be made available to you up-front, and you will only pay interest on the amount you withdraw, giving you greater flexibility in your payment schedule. You can re-borrow and pay down as often as you like within approved credit limits.
Another option is a Draw Mortgage which advances approved funds to you based on completed agreed-upon renovation milestones. This means that you won’t get the entire amount of the home renovation loan upfront. Instead, the money is released based on meeting certain goals.
Other loan options for home improvements include a second mortgage or a home equity loan which, similar to a HELOC, gives you a lump sum but usually come with very set payment terms. It is important to understand that a second mortgage must be paid off in addition to your current mortgage — if you cannot meet your financial obligations, you may risk losing your home.
This type of loan is used to cover the cost of renovating a property and is often part of a mortgage loan. Homeowners tap the equity in their property to borrow the amount needed for the renovations.
When you apply for a home renovation loan, you often have to estimate the cost. That’s why it’s important to get several quotes from contractors before you apply for a loan.
A home renovation loan has a structured payment plan and you can get access to the funds immediately. It has a flexible timeline, running from as short as six months to several years. That means you can customize the length of your loan so you have lower monthly payments.
Each contractor is slightly different, but payment options might include cash, check, e-transfer, or credit cards.
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